The world is more connected than ever, and this means our data and information is readily available from various quotas. With the inter-connectivity of the internet, we need to ensure that our data falls into the right hands. There are surprisingly different ways in which criminals can use your information to commit various types of crime.
The good news is that you don’t have to be vulnerable to identity theft as there are different ways you can keep yourself protected. But before we look at these ways of protecting yourself, let us first look at various ways your information is stolen online.
Every time you shop or make a transaction online, there are chances that identity thieves are intercepting your personal information. It is quite easy to know if a site is secure or not. Before you make an online payment, ensure that the site has an SSL certificate, such that its URL starts with “https.” In case of identity theft, then identity theft services can help secure your information online.
Phishing refers to an email-based scam whereby a thief poses as a real organization, company or an agency. They then prompt you to enter personal information such as credit card, bank accounts, address or related information. They then use this information for their good and to steal from you. To protect yourself from phishing, ensure that you are keen on email attachments you receive, to avoid clicking links that may be malicious.
Hacking is one of the most common ways in which information is stolen online. Tech-savvy cybercriminals hack into computer systems including banks and other relevant sources to steal vital information. In most cases, organizations that are well protected from hacking issues alert their customers whenever there is a security breach. If you think your data has been compromised, the best you can do is to seek the services of an expert to have it restored and secured.
Credit Card Theft
Most people use credit cards everywhere be it in supermarkets, gas stations, and coffee shops among others. This means credit cards pass through different hands offering different opportunities for thieves to steal your credit card numbers. To solve the menace of having your credit card details stolen, stick to terminals that allow you to swipe your cards and do not let your cards get out of sight through an attendant.
Cybercriminals can wittingly get access over your social media accounts and impersonate you. You may receive a message from a friend that says they are on vacation abroad, lost their credit cards, wallet and other valuables and can’t get home. In such cases, they beg for your help to send them some cash to enable them to reach home, with a promise to repay back. These are scammers out there to steal your hard earned money, beware! Others may take control of your accounts and demand a certain ransom to give you access to your accounts or data, in what we call ransomware.